Coverage that is built for pet care.
01 / DAYCARES
Coverage that respects how a daycare actually runs.
Group play, retail product, and customer property all sit under one roof. Caval writes coverage that holds together when those exposures intersect, not policies stitched from a generalist's template.
Request a quote for daycaresTYPICAL ANNUAL PREMIUM
$4,800 – $9,200
Based on dogs per day, square footage, and revenue band.
MOST COMMON CLAIM
Dog-on-dog injury during open play
Average severity: $3,400. Frequency rises with group size over 12.
STANDARD EXCLUSION
Bite history
Dogs flagged in temperament screens are excluded from Animal Bailee unless added by endorsement.